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5600A Broadway, Bronx, NY 10463

Car Crashes Involving Stolen Cars

A recent Daily News story reported on a man who had just gotten out of a mental ward who died when he crashed a stolen SUV in Brooklyn early Thursday. The 43-year-old victim, who was released from the Coney Island Hospital psychiatric unit just days earlier, was pinned under the boosted blue Ford SUV after he rammed into Q-train support pillars along West Brighton Ave. at Second St. in Coney Island shortly after 2 a.m., police sources said.

The man, whose name was not immediately available, died at the scene. His girlfriend, who was in the back seat of the stolen vehicle, was brought to Lutheran Medical Center with a black eye, sources said. The SUV's owner did not know the vehicle was missing until contacted by police after the accident, sources said.

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The legal question presented when a stolen vehicle is involved in a car accident is will the insurance company for the owner of the stolen vehicle insure the victims of the car accident?

It is common and mostly proper for an insurance company to deny on grounds of non-permissive use and this denial is valid. Non-permissive use basically means that the owner did not allow the driver (ie: the criminal that stole the car) to use and operate the stolen vehicle. The denial could be valid no matter if the keys were left in the vehicle if the insurance company and other party could prove that leaving the vehicles in the car was not a reckless act. If the insurance company denial is found valid, it would be exceedingly difficult to recover damages (money) for injuries or property damage caused by the stolen vehicle.

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The Law Firm of Steven I. Fried, P.C. - Bronx Personal Injury Attorney
Located at 5600A Broadway, Bronx, NY 10463.
Phone: (212) 964-5777.
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