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Florida Teenager Crashes Into Gas Station

In Florida, a man will now have to pay for taking his unlicensed son out for a driving lesson. The driving lesson ended in the son crashing the family's Toyota Camry into a gas station. According to the accident report, the son mistook the gas pedal for the brake pedal. The 16-year-old's father will now have to pay for the damages to the gas station in Valrico, Florida.

The father simply wanted to give his son some real-road driving experience before his driver's test, but that backfired. There were some minor injuries caused by the accident. A woman who was pushed out of the car's path by another store visitor is suffering from back and neck pain, and the man who pushed her has some minor abrasions on his arm.

According to the Hillsborough County Sheriff's department who responded to the scene of the accident, deputies issued citations to the 16-year-old for driving without a learner's permit or license, and to the father for permitting an unauthorized driver. It is estimated that the gas station suffered $5,000 in damages and the family's Toyota will have to undergo $6,000 in repairs.

If lawsuits for property damage to the store and possible injuries are commenced the case will hinge upon a provision in the father's car insurance policy known as "consent and permission". Normally, if an owner of a motor vehicle allows a driver to operate his car, the insurance carrier will be responsible for any and all damages caused by the driver's negligence. This is due to the insurance coverage extending to anyone who operated the owner's car with the owner's permission.

So, if a car is stolen, involved in an accident and injures a victim, the insurance carrier will not cover that loss as the car was being driven without the consent and permission of the owner.

In the discussed case of the teen, he was driving the car with his dad's consent. However, the insurance policy maintained by the father/owner will have to be analyzed to see if the owner violated the terms of the policy by knowingly allowing an unlicensed driver to operate the car.


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